Can Going Green Help My Bottom Line?

Can Going Green Help My Bottom Line?Americans are expected to spend an annualized $53.8 billion on home improvements in the third quarter of 2014 —a 9.9 percent increase over the third quarter of 2013, according to a Joint Center for Housing Studies report. Continue reading “Can Going Green Help My Bottom Line?” »

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Summit Brokerage Services Welcomes New Advisor

Summit Brokerage Services Welcomes New AdvisorFinancial advisor Stephen “Russ” Story of Story Wealth Management Group in Douglas, GA has recently joined Summit Brokerage Services, Inc., the Highest Rated Independent Broker-Dealer in the Country*. Continue reading “Summit Brokerage Services Welcomes New Advisor” »

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Have Children? Here’s how to teach them about money

Have Children Here’s how to teach them about moneyWhen it comes to teaching kids about money, the sooner you start the better. Kids are smart. They understand the concept of money long before they know how to add or subtract. They see you reaching into your wallet and taking out cash, or going to the ATM and getting cash, or they see you swipe your debit or credit card at the store every time you shop. Continue reading “Have Children? Here’s how to teach them about money” »

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Summit Brokerage Services Unveils New Concierge Program for All Advisors

Summit Brokerage Services Unveils New Concierge Program for All AdvisorsSummit Brokerage Services, the #1 independent broker dealer in the country*, is pleased to announce the next level in servicing its financial advisorsSummit Concierge Services (SCS). SCS was created to further improve upon both the efficiency and effectiveness of the service Summit provides its advisors. The benefits of SCS include: Continue reading “Summit Brokerage Services Unveils New Concierge Program for All Advisors” »

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My Retirement Saving is Really Bad: What to do if you are Behind in Retirement Savings

What to do if you are Behind in Retirement SavingsEveryone knows the time to start saving for retirement is when you are young, but very few people actually do. According to a Country Financial Security Index survey, one in four Americans across all age groups admits they are not saving at all for retirement. Continue reading “My Retirement Saving is Really Bad: What to do if you are Behind in Retirement Savings” »

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How Much Life Insurance Do I Need?

How Much Life Insurance Do I NeedBuying life insurance doesn’t make sense for everyone. If you don’t have dependents but you have enough assets to cover your debts and the cost of dying (funeral, estate lawyer’s fees’, etc.), then insurance may be an unnecessary cost for you. Continue reading “How Much Life Insurance Do I Need?” »

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What’s Up with the Whole Credit Score Thing?

What’s Up with the Whole Credit Score ThingExperian. Equifax. TransUnion. You know who they are and you know what they do, but do you know the FICO score they gave you?

Your credit score is an indicator of your creditworthiness. Your credit history and credit score are vital pieces of information which are key to helping you secure your financial life. Think about it this way, every credit and debt move you make is tracked and then used to compute a FICO credit score for you. The interest rate you get on a home or car loan, for example, is, in part, determined by your credit score. Also, when you apply for a credit card or a charge card at a retailer, your interest rate is influenced by your score. Your FICO score is often used by insurance companies as one factor they consider when they set your premium rate. It also can come into play when you try to rent a home, as landlords will check your FICO score to see if you are reliable. Even employers will sometimes check the FICO score of job candidates and cell phone companies might not offer you a plan if your FICO score is too low. Continue reading “What’s Up with the Whole Credit Score Thing?” »

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Monthly Economic Update

Summit Brokerage ServicesTHE MONTH IN BRIEF
Stocks seemed set for just a slight July loss until developments on the last day of the month rattled Wall Street. Argentina effectively defaulted on its debt (for the second time in the past 13 years), and new data out of Washington showed that wages were finally on the way up (a caution flag for higher interest rates). The blue chips lost 317 points on July 31 (the Dow’s worst day since February 3) while the S&P 500 sank 39 points. The S&P lost 1.51% in an eventful month in which the Fed set an exit plan for QE3, a pair of geopolitical events troubled global markets, and U.S. economic indicators looked pretty good even as earnings were mediocre.1,2 Continue reading “Monthly Economic Update” »

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1 + 1 = 3: Doing the Little Things for Your Clients Add Up

Doing the Little Things for Your ClientsNo one ever meets the expectations of their customers. You can, however, exceed their expectations or your can fall short. The difference in falling short and exceeding is often the little things, which add up to make a big difference. Continue reading “1 + 1 = 3: Doing the Little Things for Your Clients Add Up” »

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Do I Need a Trust if My Last Name isn’t Rockefeller?

Do I Need a TrustWhat if you died today? Do you have a revocable living trust in place so your assets will easily pass to your heirs without any cost or time delay? If so, does your trust have an incapacity clause in it? It’s important to have your affairs in order to protect yourself and your family and make certain everything is handled according to your wishes in the event of a tragedy. Continue reading “Do I Need a Trust if My Last Name isn’t Rockefeller?” »

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